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‎If personal finance feels overwhelming, Vivian Tu is determined to make it less intimidating. ‎ ‎Widely recognized by her online persona “Your Rich BFF,” Tu creates engaging and easy-to-understand videos about managing money. Her content ranges from salary negotiation strategies to actionable advice for tackling credit card balances. Calling herself “your favorite Wall Street girly,” she has built a social media audience of 10 million followers and authored two books focused on personal finance. ‎ ‎Discover how Vivian Tu, former JPMorgan trader and creator of “Your Rich BFF,” built a personal finance empire and why she believes couples should discuss money from day one. ‎Bonnie Biess/Getty Images for TechFutures ‎ ‎Raised in Baltimore as the daughter of Chinese immigrants, Tu often links her financial mindset to her upbringing. Her parents instilled frugality and a respect for money early in her life. However, it wasn’t until several years into her corporate journey that s...

‎An “alternative scenario” pointing to a far more severe national debt emergency is emerging after the Supreme Court of the United States invalidated former President Donald Trump’s tariff measures. ‎ ‎On Friday, the high court determined that the sweeping tariffs imposed during Trump’s first year back in office were unlawful. The ruling followed mounting opposition from small businesses burdened by rising expenses and from many Americans who questioned the overall benefits of the administration’s trade strategy. While the decision dismantles a central element of Trump’s trade policy, it could also intensify the country’s already expanding budget deficit. ‎ The U.S. Supreme Court has ruled Donald Trump’s tariffs illegal, potentially worsening the national deficit. Experts warn the loss of tariff revenue could push federal debt to 131% of GDP by 2036. ‎Saul Loeb/AFP/Getty Images ‎ ‎America’s fiscal trajectory is widely regarded as unsustainable. Earlier this month, the Congr...

‎The trade strategy championed by the administration of Donald Trump was built around one core objective: narrowing America’s trade deficit. However, recent figures suggest that the approach is not producing the intended outcome. ‎ ‎President Trump has repeatedly expressed alarm over the size of the U.S. trade gap, citing both economic vulnerabilities and national security threats. Acting on these concerns, he introduced a broad tariff framework that heightened geopolitical strains worldwide. ‎ ‎Latest Bureau of Economic Analysis data shows the U.S. trade deficit widening in December despite President Donald Trump’s tariff push, raising questions about the effectiveness of his trade strategy. ‎Andrew Caballero-Reynolds/AFP/Getty Images ‎ Yet the numbers show little evidence of a meaningful correction in the imbalance between imports and exports. ‎ ‎According to newly released data from the Bureau of Economic Analysis (BEA), the U.S. goods and services trade deficit climbed ...

‎On the brink of Mayor Zohran Mamdani’s initial preliminary budget presentation, Gov. Kathy Hochul effectively provided the city with a $1.5 billion financial boost funded by state taxpayers. ‎ ‎Yet by Tuesday, gratitude quickly shifted into political friction. While acknowledging the additional state support, Zohran Mamdani signaled looming challenges that could complicate Hochul’s political landscape. ‎ ‎Gov. Kathy Hochul delivers $1.5 billion in state aid ahead of Mayor Zohran Mamdani’s first preliminary budget, but a $5.4 billion deficit sparks proposals for tax hikes, political tension, and a looming state budget clash. ‎Stephen Yang/NY Post ‎ ‎Even with the newly pledged funds, Mamdani revealed that New York City confronts what he described as a “historic” $5.4 billion shortfall. According to the mayor, only two possible solutions exist. ‎ ‎The first option would require the state to grant the city authority to increase income taxes on the ultra-wealthy and highly pro...

‎Mark Zuckerberg, the chief executive of Meta, is scheduled to testify before a jury in Los Angeles on Wednesday. The testimony is part of a legal battle accusing the company of knowingly providing a social media product that can be addictive and damaging to young users. ‎ Meta CEO Mark Zuckerberg appears in a Los Angeles courtroom to defend Meta in a landmark trial over claims social media harms children and teens, with potential global implications. ‎Bloomberg/Getty Images ‎ ‎The significant case involving Meta and YouTube began in late January. It focuses on allegations from a plaintiff identified as “KGM,” who argues that early exposure to social media led to addiction and negatively affected her mental health. ‎ ‎Now aged 20, KGM claims platforms such as Facebook, Instagram and YouTube are intentionally engineered to encourage dependency through recommendation algorithms and endless scrolling features. ‎ ‎The verdict could influence thousands of similar lawsuits target...

‎Young professionals from Generation Z are entering employment during an especially difficult hiring environment. As companies cut spending and increase automation through artificial intelligence, beginner job opportunities are becoming less common. This has left many new graduates submitting hundreds of job applications without success. ‎ ‎Facing shrinking entry-level roles and AI-driven workplace changes, Gen Z graduates are urged to begin working immediately, focus on networking, and remain adaptable to long-term career success. ‎Roy Rochlin/Getty Images ‎For Dana Perino, uncertainty in career development is nothing new. Her professional journey included roles in journalism, government work, public relations, and college radio before she eventually reached senior government and media leadership roles. From her experience, she believes obsessing over a perfectly planned career can prevent people from noticing real opportunities already available to them. ‎ ‎She has explai...